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Welcome to Zaraam — Where Smart Living Begins.

I’m Haroon Mukhtiar, the founder of Zaraam. I’m a multi-passionate entrepreneur, crypto and property investor, web developer, and financial advisor — all rolled into one mission: to help you live smarter, earn better, and build a financially strong future.

With a background in Computer Science and a proven track record as a Top-Rated web and eCommerce developer on Fiverr, I’ve helped individuals and businesses around the globe build stunning, high-performing websites. Over the years, I’ve expanded my reach into the world of cryptocurrency investing, real estate, and financial planning, driven by a desire to not just grow wealth — but to share the blueprint with others.

Zaraam was born from that very goal:
To provide practical tools, advice, and resources that help everyday people master money, develop winning habits, and unlock their full potential.

Whether you’re here to learn about budgeting, take control of your income, or explore smart investments, you’re in the right place. From free digital resources like our Budget Starter Kit to insightful blog posts, courses, and premium tools — everything at Zaraam is built with you in mind.

Why Trust Zaraam?

Because I’ve walked the path. I’ve built businesses from scratch, made good investments (and learned from bad ones), and turned technical skills into income streams — all while helping others do the same.

Zaraam isn’t just a brand. It’s a mindset. A community. A movement for people ready to take control of their life, one smart step at a time.


Let’s build something better — together.

What We Offer:

  • Simple, actionable finance guides

  • Budget planners, trackers & printable kits

  • Tips on crypto & real estate investment

  • Web development tools for aspiring digital entrepreneurs

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